Financial Freedom is Overrated

Jan 20, 2023

Jan 20, 2023

Jan 20, 2023

By Kevin Hsu

By Kevin Hsu

By Kevin Hsu

Today at a Glance

  • Money may not solve all problems, but it can solve all money problems.

  • 7 better ways to utilize your money.

  • A question:“How to utilize the resources we have to make better decisions?"

When it comes to money, many people tend to avoid talking about it with friends, family, relatives, or partners. It seems to be an unspoken rule in our culture. As a result, we often have a vague idea of our own financial situation, and even avoid facing it. However, money is a powerful factor that can change our lives.

Before we dive into today's topic, I want to share a little story about my family. My father started his own business from scratch when he was 30 years old, and has been running it ever since. Our family has been through many ups and downs, experiencing times of financial stability, as well as having to sell our childhood home due to the company's debt.

Although we were fortunate enough to move into my grandmother's old house after selling our home, the living conditions were much worse than before. It was difficult to adapt and accept at first, and every time I passed by our old home, I felt a painful sense of loss. Although I don't have such strong emotions now, this experience has had a profound impact on me, changing my perspective on life and even inspiring me to practice minimalism.

Living in a smaller home, and with my grandfather being a former soldier, we only pay half-price for our electricity and have no mortgage or high management fees. My grandmother also cooks for us every day, and we save a lot of money every month. More importantly, I have noticed that my parents' relationship has improved since moving into the smaller home. After a few years, my father paid off all his debts and the company's situation has continued to improve. We have learned to cherish what we have and to manage our finances more carefully, because if we don't, the money will eventually slip away from us.

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